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Purchasing a Home or looking to Refinance?

Buying a home is a big decision, and can seem overwhelming to anyone whether it is your first home or you are a seasoned homebuyer. Getting your preapproval in advance of looking for that perfect home is key to a seamless experience. We are here to help!

If you are already experiencing that joy of homeownership and you are considering a refinance, this could still be a great option if you are looking to consolidate debt or pay off a short term mortgage. Even with higher rates you may be able to reduce your overall monthly payment to give yourself more financial freedom. There are several options to tap into the equity of your home if that is what you are looking to do. Reach out to us today for a conversation about your specific needs - Our experienced Loan Officers are here to assist!!

What we offer

Fast and Easy

Secure Application

Quality Service

Options Right for You

We Provide a Variety of Loan Program Options for You to Choose From

Conventional Loans

Competitive interest rates and terms without requiring a large down payment for well-qualified borrowers. 

FHA Loans

FHA loans offer flexibility for low credit scores, higher debt-to-income ratios and offer a low down payment.

VA Loans

Low or no down payment, government insured loan for veterans and their families with competitive rates.

USDA Loans

A no-down-payment option with low interest rates, no private mortgage insurance, and flexible eligibility criteria for designated rural and suburban areas.

Jumbo Loans

Competitive terms for larger, high-value homes that offer various repayment options that can be tailored to your individual financial needs.

Reverse Loans

Unlock the value of your home while staying in your home and enjoying financial freedom in retirement.

 

DSCR Loans

A flexible financing loan for real estate investors based on the income and expenses of a rental property.

Construction Loans

Build your Dream Home from the ground up with the necessary financing and convert your construction loan to permanent financing upon completion.

Non-QM Loans

Offer flexible lending options outside of traditional guidelines for borrowers who may not qualify for conventional mortgages.

Refinance Loans

Save big when you lower your interest rate or lower your monthly payment, switch to a fixed-rate, or change your loan term.

Foreign National Loans

Offers non-U.S. citizens the opportunity to invest in U.S. real estate, providing access to U.S. property markets and potential income streams.

HELOC Loans

Access a revolving line of credit, using the equity in your home as collateral, for various purposes, such as home improvements, education expenses, or debt consolidation.

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About us

 

At Prestige Home Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.